Established in 2007, Braintree is a US company delivering online
payment solutions to industries such as e-commerce, travel, and
hospitality. The organization was acquired by PayPal in 2013.
Braintree is a popular payment gateway provider that supports digital
PayPal — It is another worldwide leading gateway that you can
connect to your marketplace platform through the integration with
Venmo — Payments via this mobile wallet application are available
in the USA.
Credit and debit cards — The Braintree payment gateway allows for
shopping online employing Visa, Mastercard, Discover, UnionPay,
and American Express.
Electronic wallets — This online payment solution supports Samsung
Pay, Google Pay, Apple Pay, and Secure Remote Commerce.
Bank directs — Braintree enables customers to shop using local
payment methods that involve iDeal, SOFORT, Trustly, GiroPay, and
Bancontact. The service also lets consumers make purchases via ACH
Direct, a direct connection to their bank account.
In order to protect sensitive data, Braintree implements basic tools
such as AVS and CVV, as well as advanced features, for instance,
machine learning algorithms for fraud detection. Thanks to 3D Secure
2, this online payment solution ensures compliance with Strong
Customer Authentication requirements while increasing information
At the moment, the Braintree payment gateway enables vendors of
goods and services across 45 countries and regions to process
payments in over 130 currencies. Well-known marketplace platforms
like Uber, Grubhub, delivery.com, and Airbnb use the Braintree
Founded in 1998, PayPal is a US provider of online payment solutions
to applications accepting digital transactions. Today PayPal is
among the globally leading payment gateways for marketplaces
supporting the following capture methods:
Bank account — Funds are withdrawn from the customer’s bank account.
Credit and debit cards — PayPal enables users to shop online using
Visa, Mastercard, American Express, and Discover.
PayPal balance — Buyers can employ this method after opening a
PayPal Cash/PayPal Cash Plus account.
PayPal Credit — Consumers have six months to pay bills in full for
purchases that start from $99. Numerous popular marketplaces offer
this option, for example, Walmart, eBay, and Hotels.com.
User rewards — Users can employ collected points, cash back, and
other reward types to buy from vendors of products and services.
Aiming to safeguard sensitive data such as card and payment details,
the PayPal payment gateway uses artificial intelligence to monitor
the system for fraudulent activities. Thanks to this, the service
helps marketplace apps and websites prevent cybersecurity risks.
A number of online marketplace platforms have already integrated
PayPal, for instance, Walmart, eBay, JVZoo, and e-Junkie.
Headquartered in San Francisco and Dublin, Stripe was founded in
2009 to deliver online payment solutions and APIs to web and mobile
applications. The company provides a payment gateway that enables
consumers to make purchases across 35 countries in more than 135
As of today, Stripe allows for carrying out digital financial
Payment cards — Visa, Mastercard, Discover, American Express, JCB,
Diners Club, and China UnionPay.
Digital walters — The Stripe payment gateway supports Apple Pay and Google Pay.
Bank directs — Users can buy goods and services using multiple
local payment methods that involve SOFORT, eps, iDEAL, GiroPay,
Bancontact, and Afterpay.
As a trusted payment service provider, Stripe focuses on the
protection of sensitive data. For this purpose, the system uses
machine learning to identify and assess security risks. What’s more,
Stripe supports 3D Secure, device fingerprinting, and proxy detection.
Furthermore, by integrating the Stripe payment gateway into a
marketplace application, you can automate various operations, for
example, refund handling and fund management.
Many famous online marketplace platforms have already incorporated
Stripe in their apps and websites, including, Amazon, Lyft, Instacart,
DoorDash, and Booking.com.